FTMO vs Instant Funding
Side-by-side rules, fees and payout terms. Rows with differences are highlighted; anything we could not verify is marked as such.
| Rule | FTMO | Instant Funding |
|---|---|---|
| Drawdown modelⓘ | Static balance | Static balance |
| Profit splitⓘ | 2-Step: 80% | 80% |
| Payoutsⓘ | On request from day 14 after first trade; | 14 days after first trade, then weekly; |
| Consistency ruleⓘ | 50% best-day cap | Unverified |
| Daily loss limitⓘ | Yes | None |
| News tradingⓘ | Allowed | Unverified |
| Weekend holdingⓘ | Allowed | Not allowed |
| Min. trading daysⓘ | 4 days | Unverified |
| Activation / PA feeⓘ | None | None |
| Data feed feeⓘ | Unverified | Unverified |
| Reset feeⓘ | Varies / unverified | Varies / unverified |
| Payout bufferⓘ | Min closed profit for payout: $20 bank wire, $50 crypto. | Withdrawals start at $25 |
| Contract scalingⓘ | Scaling Plan up to $2,000,000 | Account size doubles each time 10% profit is made, up to $1.28M |
| Platforms | MT4, MT5, cTrader | MetaTrader 5, cTrader, Match-Trader |
| Entry price | Pricing unverified | from $30.80 |
| Promo code | None known | IF30 (30% off) |
| Last verified | 2026-10-07 | 2026-10-07 |
Highlighted rows differ between firms. Green = trader-friendly, red = restrictive, “Unverified” = we could not confirm it from the firm’s public rules.
True cost to first payout
Instant Funding
$10,000 Instant Funding PRO — true cost to first payout
Assumes you pass without resets and reach your first payout in about 2 months.
- Evaluation fee · with code IF30 (list 459)
- $321.30
- Activation / PA fee · none
- $0
- Data feed
- Unverified
- Total (known costs only)
- $321.30
Not included — unverified: data feed fee.
Reset fee: unverified / varies by size. Payout buffer: Withdrawals start at $25 (homepage); PRO-specific buffer not found
FAQ
Does FTMO have a trailing drawdown?
FTMO uses a static (non-trailing) maximum loss on its main program.
Does FTMO have a consistency rule?
Yes — 50% best-day cap. Best Day Rule: best day must not exceed 50% of total positive days' profit;
Is news trading allowed at FTMO?
Yes, with possible restrictions on funded accounts. Check FTMO’s current rules.
Does Instant Funding have a trailing drawdown?
Instant Funding uses a static (non-trailing) maximum loss on its main program.
Does Instant Funding have a consistency rule?
We could not verify a consistency rule from the firm’s public rules.
Is news trading allowed at Instant Funding?
This depends on program and phase; we could not verify a single answer.