Instant Funding vs The5ers
Side-by-side rules, fees and payout terms. Rows with differences are highlighted; anything we could not verify is marked as such.
| Rule | Instant Funding | The5ers |
|---|---|---|
| Drawdown modelⓘ | Static balance | Static balance |
| Profit splitⓘ | 80% | High Stakes starting 80% |
| Payoutsⓘ | 14 days after first trade, then weekly; | Bi-weekly |
| Consistency ruleⓘ | Unverified | 50% best-day cap |
| Daily loss limitⓘ | None | Yes |
| News tradingⓘ | Unverified | Allowed |
| Weekend holdingⓘ | Not allowed | Allowed |
| Min. trading daysⓘ | Unverified | 3 days |
| Activation / PA feeⓘ | None | None |
| Data feed feeⓘ | Unverified | Unverified |
| Reset feeⓘ | Varies / unverified | Varies / unverified |
| Payout bufferⓘ | Withdrawals start at $25 | Min withdrawal $150 |
| Contract scalingⓘ | Account size doubles each time 10% profit is made, up to $1.28M | High Stakes doubles account on each 10% target, ceiling about $500K per overview; |
| Platforms | MetaTrader 5, cTrader, Match-Trader | MT5 |
| Entry price | from $30.80 | from $19 |
| Promo code | IF30 (30% off) | None known |
| Last verified | 2026-10-07 | 2026-10-07 |
Highlighted rows differ between firms. Green = trader-friendly, red = restrictive, “Unverified” = we could not confirm it from the firm’s public rules.
True cost to first payout
Instant Funding
$10,000 Instant Funding PRO — true cost to first payout
Assumes you pass without resets and reach your first payout in about 2 months.
- Evaluation fee · with code IF30 (list 459)
- $321.30
- Activation / PA fee · none
- $0
- Data feed
- Unverified
- Total (known costs only)
- $321.30
Not included — unverified: data feed fee.
Reset fee: unverified / varies by size. Payout buffer: Withdrawals start at $25 (homepage); PRO-specific buffer not found
The5ers
$25K High Stakes — true cost to first payout
Assumes you pass without resets and reach your first payout in about 2 months.
- Evaluation fee
- $176
- Activation / PA fee · none
- $0
- Data feed
- Unverified
- Total (known costs only)
- $176
Not included — unverified: data feed fee.
Reset fee: unverified / varies by size. Payout buffer: Min withdrawal $150 (after split) per High Stakes payout FAQ; $250 per homepage and 2-step FAQ; payout caps $3,000 on 50K and $4,000 on 100K; 2000 per cycle on 2-step FAQ
FAQ
Does Instant Funding have a trailing drawdown?
Instant Funding uses a static (non-trailing) maximum loss on its main program.
Does Instant Funding have a consistency rule?
We could not verify a consistency rule from the firm’s public rules.
Is news trading allowed at Instant Funding?
This depends on program and phase; we could not verify a single answer.
Does The5ers have a trailing drawdown?
The5ers uses a static (non-trailing) maximum loss on its main program.
Does The5ers have a consistency rule?
Yes — 50% best-day cap. 2-Step FAQ: no consistency rule in evaluation;
Is news trading allowed at The5ers?
Yes, with possible restrictions on funded accounts. Check The5ers’s current rules.