Funding Traders vs Instant Funding
Side-by-side rules, fees and payout terms. Rows with differences are highlighted; anything we could not verify is marked as such.
| Rule | Funding Traders | Instant Funding |
|---|---|---|
| Drawdown modelⓘ | Static balance | Static balance |
| Profit splitⓘ | 80% default on 2-Step PRO | 80% |
| Payoutsⓘ | Default: first payout 21 days after the first funded trade, then every 21 days; | 14 days after first trade, then weekly; |
| Consistency ruleⓘ | Unverified | Unverified |
| Daily loss limitⓘ | Yes | None |
| News tradingⓘ | Allowed | Unverified |
| Weekend holdingⓘ | Allowed | Not allowed |
| Overnight holdingⓘ | Allowed | Allowed |
| Automation / EAs | Restricted | Restricted |
| Accounts you may hold | Unverified | Unverified |
| Min. trading daysⓘ | 4 days | Unverified |
| Activation / PA feeⓘ | None | None |
| Data feed feeⓘ | Unverified | Unverified |
| Reset feeⓘ | Varies / unverified | Varies / unverified |
| Payout bufferⓘ | Instant: 3% non-withdrawable safety cushion; | Min withdrawal $25; |
| Contract scalingⓘ | No contract scaling | Account size doubles each time 10% profit is made, up to $1.28M |
| Headquarters | United States | United Kingdom |
| Founded | Unverified | 2021 |
| Platforms | MetaTrader 5, TradeLocker | MetaTrader 5, cTrader, Match-Trader |
| Entry price | from $49 | from $30.80 |
| Promo code | PropFirmVS | IF30 (30% off) |
| Last verified | 2026-10-08 | 2026-10-08 |
Highlighted rows differ between firms. Green = trader-friendly, red = restrictive, “Unverified” = we could not confirm it from the firm’s public rules.
True cost to first payout
Funding Traders
2-Step PRO6 50K — true cost to first payout
Assumes you pass without resets and reach your first payout in about 2 months.
- Evaluation fee
- $259
- Activation / PA fee · none
- $0
- Data feed
- Unverified
- Total (known costs only)
- $259
Not included — unverified: data feed fee.
Reset fee: unverified / varies by size. Payout buffer: Instant: 3% non-withdrawable safety cushion; balance must be 3.5% above initial size to withdraw.
Instant Funding
$10,000 Instant Funding PRO — true cost to first payout
Assumes you pass without resets and reach your first payout in about 2 months.
- Evaluation fee · with code IF30 (list 459)
- $321.30
- Activation / PA fee · none
- $0
- Data feed
- Unverified
- Total (known costs only)
- $321.30
Not included — unverified: data feed fee.
Reset fee: unverified / varies by size. Payout buffer: Min withdrawal $25; first payout 14 days after first trade, then every 7 days; all trades closed and Smart Drawdown locked in.
FAQ
Does Funding Traders have a trailing drawdown?
Funding Traders uses a static (non-trailing) maximum loss on its main program.
Does Funding Traders have a consistency rule?
We could not verify a consistency rule from the firm’s public rules.
Is news trading allowed at Funding Traders?
Yes, with possible restrictions on funded accounts. Check Funding Traders’s current rules.
Does Instant Funding have a trailing drawdown?
Instant Funding uses a static (non-trailing) maximum loss on its main program.
Does Instant Funding have a consistency rule?
We could not verify a consistency rule from the firm’s public rules.
Is news trading allowed at Instant Funding?
This depends on program and phase; we could not verify a single answer.