Instant Funding vs My Funded Capital
Side-by-side rules, fees and payout terms. Rows with differences are highlighted; anything we could not verify is marked as such.
| Rule | Instant Funding | My Funded Capital |
|---|---|---|
| Drawdown modelⓘ | Static balance | Static balance |
| Profit splitⓘ | 80% | 2-Step/1-Step: 80/20 default, up to 95% with add-on; |
| Payoutsⓘ | 14 days after first trade, then weekly; | 2-Step: first payout 14 days after first funded trade, then every 14 days |
| Consistency ruleⓘ | Unverified | 15% best-day cap |
| Daily loss limitⓘ | None | Yes |
| News tradingⓘ | Unverified | Restricted |
| Weekend holdingⓘ | Not allowed | Not allowed |
| Overnight holdingⓘ | Allowed | Allowed |
| Automation / EAs | Restricted | Not allowed |
| Accounts you may hold | Unverified | Unverified |
| Min. trading daysⓘ | Unverified | Unverified |
| Activation / PA feeⓘ | None | None |
| Data feed feeⓘ | Unverified | Unverified |
| Reset feeⓘ | Varies / unverified | Varies / unverified |
| Payout bufferⓘ | Min withdrawal $25; | Minimum payout not stated. |
| Contract scalingⓘ | Account size doubles each time 10% profit is made, up to $1.28M | No contract limits published |
| Headquarters | United Kingdom | United Arab Emirates |
| Founded | 2021 | Unverified |
| Platforms | MetaTrader 5, cTrader, Match-Trader | MFC Terminal, DXtrade, cTrader, GooeyPro |
| Entry price | from $30.80 | from $29 |
| Promo code | IF30 (30% off) | None known |
| Last verified | 2026-10-08 | 2026-10-08 |
Highlighted rows differ between firms. Green = trader-friendly, red = restrictive, “Unverified” = we could not confirm it from the firm’s public rules.
True cost to first payout
Instant Funding
$10,000 Instant Funding PRO — true cost to first payout
Assumes you pass without resets and reach your first payout in about 2 months.
- Evaluation fee · with code IF30 (list 459)
- $321.30
- Activation / PA fee · none
- $0
- Data feed
- Unverified
- Total (known costs only)
- $321.30
Not included — unverified: data feed fee.
Reset fee: unverified / varies by size. Payout buffer: Min withdrawal $25; first payout 14 days after first trade, then every 7 days; all trades closed and Smart Drawdown locked in.
My Funded Capital
25K 1-Step — true cost to first payout
Assumes you pass without resets and reach your first payout in about 2 months.
- Evaluation fee
- $289
- Activation / PA fee · none
- $0
- Data feed
- Unverified
- Total (known costs only)
- $289
Not included — unverified: data feed fee.
Reset fee: unverified / varies by size. Payout buffer: Minimum payout not stated.
FAQ
Does Instant Funding have a trailing drawdown?
Instant Funding uses a static (non-trailing) maximum loss on its main program.
Does Instant Funding have a consistency rule?
We could not verify a consistency rule from the firm’s public rules.
Is news trading allowed at Instant Funding?
This depends on program and phase; we could not verify a single answer.
Does My Funded Capital have a trailing drawdown?
My Funded Capital uses a static (non-trailing) maximum loss on its main program.
Does My Funded Capital have a consistency rule?
Yes — 15% best-day cap. 15%
Is news trading allowed at My Funded Capital?
No, news trading is restricted at My Funded Capital.