OneUp Trader vs Topstep
Side-by-side rules, fees and payout terms. Rows with differences are highlighted; anything we could not verify is marked as such.
| Rule | OneUp Trader | Topstep |
|---|---|---|
| Drawdown modelⓘ | Trailing intraday | Trailing end-of-day |
| Profit splitⓘ | 100% of first $10,000, then 90/10 | 90/10 |
| Payoutsⓘ | On request; | On request, no fixed cycle. |
| Consistency ruleⓘ | 80% best-day cap | 55% best-day cap |
| Daily loss limitⓘ | None | Yes |
| News tradingⓘ | Restricted | Allowed |
| Weekend holdingⓘ | Not allowed | Not allowed |
| Min. trading daysⓘ | 10 days | Unverified |
| Activation / PA feeⓘ | Unverified | $149 one-time |
| Data feed feeⓘ | Included | Unverified |
| Reset feeⓘ | Varies / unverified | $49 |
| Payout bufferⓘ | Threshold equals trailing drawdown | No mandatory minimum balance after payout is stated; |
| Contract scalingⓘ | Eval max 3/6/12/15/25 contracts | Combine max position: 50K = 5 minis/50 micros; |
| Platforms | Rithmic, NinjaTrader, Sierra Chart, MultiCharts, 20+ others | TopstepX |
| Entry price | from $65 / month | from $49 / month |
| Promo code | None known | None known |
| Last verified | 2026-10-07 | 2026-10-07 |
Highlighted rows differ between firms. Green = trader-friendly, red = restrictive, “Unverified” = we could not confirm it from the firm’s public rules.
True cost to first payout
OneUp Trader
Standard 100K — true cost to first payout
Assumes you pass without resets and reach your first payout in about 2 months.
- Evaluation fee × 2 mo · 150/mo subscription
- $300
- Activation / PA fee
- Unverified
- Data feed · included
- $0
- Total (known costs only)
- $300
Not included — unverified: activation fee.
Reset fee: unverified / varies by size. Payout buffer: Threshold equals trailing drawdown ($1,500-$5,500 by size); min withdrawal $1,000 (secondary, Sep 2026).
Topstep
Trading Combine 100K — true cost to first payout
Assumes you pass without resets and reach your first payout in about 2 months.
- Evaluation fee × 2 mo · 99/mo subscription
- $198
- Activation / PA fee · one-time
- $149
- Data feed
- Unverified
- Total (known costs only)
- $347
Not included — unverified: data feed fee.
Reset fee: $49. Payout buffer: No mandatory minimum balance after payout is stated; payouts capped at 50% of balance (and the per-size caps above).
FAQ
Does OneUp Trader have a trailing drawdown?
OneUp Trader uses a trailing drawdown that updates intraday on its main program.
Does OneUp Trader have a consistency rule?
Yes — 80% best-day cap. Evaluation: the 3 next-best days' net profits must sum to at least 80% of the largest day's profit.
Is news trading allowed at OneUp Trader?
No, news trading is restricted at OneUp Trader.
Does Topstep have a trailing drawdown?
Topstep uses a trailing drawdown that updates at end of day (EOD) on its main program.
Does Topstep have a consistency rule?
Yes — 55% best-day cap. Trading Combine: best single day must stay at or below 55% of the profit target
Is news trading allowed at Topstep?
Yes, with possible restrictions on funded accounts. Check Topstep’s current rules.