Topstep vs UProfit
Side-by-side rules, fees and payout terms. Rows with differences are highlighted; anything we could not verify is marked as such.
| Rule | Topstep | UProfit |
|---|---|---|
| Drawdown modelⓘ | Trailing end-of-day | Trailing end-of-day |
| Profit splitⓘ | 90/10 | 90/10 |
| Payoutsⓘ | On request, no fixed cycle. | On request: at least 3 profit days per withdrawal, 40% consistency, balance… |
| Consistency ruleⓘ | 55% best-day cap | 50% best-day cap |
| Daily loss limitⓘ | Yes | Yes |
| News tradingⓘ | Allowed | Unverified |
| Weekend holdingⓘ | Not allowed | Not allowed |
| Overnight holdingⓘ | Not allowed | Not allowed |
| Automation / EAs | Restricted | Restricted |
| Accounts you may hold | 5 | 3 |
| Min. trading daysⓘ | Unverified | Unverified |
| Activation / PA feeⓘ | $149 one-time | None |
| Data feed feeⓘ | Unverified | Unverified |
| Reset feeⓘ | $49 | Varies / unverified |
| Payout bufferⓘ | No mandatory minimum balance after payout is stated | SafetyNet above starting balance, not withdrawable: 10K $500, 50K $2,500, 100K $4,500… |
| Contract scalingⓘ | Combine max position: 50K = 5 minis/50 micros | Eval max contracts by size: 50K 3 minis/30 micros, 100K 6/60, 150K 9/90, 10K 5 micros. |
| Headquarters | United States | United States |
| Founded | 2012 | 2019 |
| Platforms | TopstepX | TradingView, Tradoverse |
| Entry price | from $49 / month | from $23.20 / month |
| Promo code | None known | UPTBDAY (20% off) |
| Last verified | 2026-10-09 | 2026-10-09 |
Highlighted rows differ between firms. Green = trader-friendly, red = restrictive, “Unverified” = we could not confirm it from the firm’s public rules.
True cost to first payout
Topstep
Trading Combine 100K (No Activation Fee) — true cost to first payout
Assumes you pass without resets and reach your first payout in about 2 months.
- Evaluation fee × 2 mo · 149/mo subscription
- $298
- Activation / PA fee · one-time
- $149
- Data feed
- Unverified
- Total (known costs only)
- $447
Not included — unverified: data feed fee.
Reset fee: $49. Payout buffer: No mandatory minimum balance after payout is stated; payouts capped at 50% of balance (and the per-size caps above).
UProfit
Day Soft 100K — true cost to first payout
Assumes you pass without resets and reach your first payout in about 2 months.
- Evaluation fee × 2 mo · 92.8/mo subscription, with code UPTBDAY (list 116)
- $185.60
- Activation / PA fee · none
- $0
- Data feed
- Unverified
- Total (known costs only)
- $185.60
Not included — unverified: data feed fee.
Reset fee: unverified / varies by size. Payout buffer: SafetyNet above starting balance, not withdrawable: 10K $500, 50K $2,500, 100K $4,500, 150K $6,500 (withdraw only above threshold).
FAQ
Does Topstep have a trailing drawdown?
Topstep uses a trailing drawdown that updates at end of day (EOD) on its main program.
Does Topstep have a consistency rule?
Yes — 55% best-day cap. Trading Combine: best single day must stay at or below 55% of the profit target
Is news trading allowed at Topstep?
Yes, with possible restrictions on funded accounts. Check Topstep’s current rules.
Does UProfit have a trailing drawdown?
UProfit uses a trailing drawdown that updates at end of day (EOD) on its main program.
Does UProfit have a consistency rule?
Yes — 50% best-day cap. Day programs: best day must not exceed 50% of total profit in the evaluation and 40% in the Live Virtual
Is news trading allowed at UProfit?
This depends on program and phase; we could not verify a single answer.