FTMO Payout Rules
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This page covers how FTMO pays traders, using only values we verified (rules auto-checked 2026-10-09). The headline profit split is 80% to the trader. The first payout is possible after 14 days. Funded payouts carry a consistency rule: none / 30% / 50% (varies by plan). Buffer: Min closed profit for payout: $20 bank wire, $50 crypto.
- Profit split
- 80% headline
- First payout
- After 14 days
- Minimum payout
- $20
- Funded consistency
- none / 30% / 50% (varies by plan)
FTMO payout rules in detail
Every payout fact we have verified for FTMO. Anything we could not confirm is left out rather than guessed; the full rule set is on the main review.
- Funded account
- Simulated (demo funds), per the firm’s terms
- Consistency (payouts)
- none / 30% / 50% (varies by plan) — best day measured as a share of total profit; going over it raises the profit target
- Scaling plan
- Scaling Plan up to $2,000,000 (per 2-step page); no contract caps verified
- First payout
- after 14 days — Reward can be requested from calendar day 14 after first trade; positions must be closed; review 1-2 business days.
- Profit split
- 2-Step: 80% (90% with Scaling Plan or Premium Programme); 1-Step: 90% from first reward
- Payout frequency
- On request from day 14 after first trade; on 2-Step rewards can stay on account (rollover min 20); processed in 1-2 business days after invoice approval
- Payout cap
- No reward cap stated. Method limits: bank wire min $20, crypto min $50, Visa Direct/Mastercard Send max $20,000, Skrill max $3,000.
- Max payouts
- Unlimited
- Payout buffer
- Min closed profit for payout: $20 bank wire, $50 crypto. 2-Step: min rollover 20 (EUR/USD/GBP) if rewards left on account; 1-Step does not allow this
- Move to live
- None stated; all FTMO Accounts are demo accounts with fictitious funds. Scaling plan grows simulated capital 25% per 4 months up to $2M.
- Funded monthly fee
- None
- Payout size
- minimum $20
- Payout methods
- Bank wire, Crypto, Card, Other
Worked example: a first payout on the 1-Step 100K
Uses the same payout logic as our payout timeline tool with FTMO’s verified numbers: 80% headline split, first payout requested after day 30 (the minimum wait is 14 days; we assume the profit builds up over 30 days), no per-size cap on file for this size, minimum payout $20, funded consistency rule 50%. The profit levels are our assumptions (3%, 6% and 10% of the account), with the best day at 20% of the profit.
| Gross profit earned | Eligible for payout | You receive (80%) | Result |
|---|---|---|---|
| $3,000 | $3,000 | $2,400 | Fully eligible |
| $6,000 | $6,000 | $4,800 | Fully eligible |
| $10,000 | $10,000 | $8,000 | Fully eligible |
Illustration only. It ignores the payout buffer, winning-day requirements, fees, taxes and any exception in the split text because these are not numeric fields. Check the rules above and FTMO’s own site before you plan around a number.
How FTMO compares with the forex & CFD market
Medians are computed from our dataset at build time, over firms that have a verified value. They are not a quality ranking.
| Payout term | FTMO | Market median | Note |
|---|---|---|---|
| Minimum wait for the first payout | 14 days | 14 days (31 firms) | 6 of 31 forex & CFD firms with data make you wait longer. |
| Minimum payout | $20 | $100 (22 firms) | Lower than the typical minimum. |
| Headline profit split (your share) | 80% | 80% (29 firms) | Headline figure only; bonuses, tiers and exceptions in the split text are not compared. |
| Consistency rule on funded payouts | Yes (30 / 50%) | 68% of firms have one (34 firms) | Share of same-market firms with a verified funded-account consistency rule. |
What are FTMO's payout rules?
Payouts: On request from day 14 after first trade; on 2-Step rewards can stay on account (rollover min 20); processed in 1-2 business days after invoice approval. First payout: after 14 days — Reward can be requested from calendar day 14 after first trade; positions must be closed; review 1-2 business days. Profit split: 2-Step: 80% (90% with Scaling Plan or Premium Programme); 1-Step: 90% from first reward.
How long until the first FTMO payout?
After 14 days — Reward can be requested from calendar day 14 after first trade; positions must be closed; review 1-2 business days. Other payout conditions in the rules above still apply.
Does FTMO cap payouts?
Cap: No reward cap stated. Method limits: bank wire min $20, crypto min $50, Visa Direct/Mastercard Send max $20,000, Skrill max $3,000. Number of payouts: Unlimited.
Does FTMO have a consistency rule for payouts?
Funded payouts: none / 30% / 50% (varies by plan) — best day measured as a share of total profit; going over it raises the profit target.
What is the minimum payout at FTMO?
Minimum $20. Payout methods: Bank wire, Crypto, Card, Other.