Prop firm payout timeline
Assume a monthly profit in your funded account and see what actually reaches you by month 1, 2 and 3: after the first-payout waiting period, the buffer, minimum payout, payout caps, the maximum number of payouts, the profit split and the funded consistency rule.
- To you by month 1
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- By month 2
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- By month 3
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Compare every product at one size
Same assumptions (profit, best day, cycle, buffer from the box above set to $0) with each product's own published first-payout days, split, cap, maximum payouts, minimum payout and funded consistency. Products whose first-payout timing or split is not published are left out.
How this is calculated
A simple day-by-day model over 90 calendar days (3 × 30). Everything you can change is an assumption; firm values come from our verified data and are labelled when unpublished.
- Profit builds up evenly: monthly profit ÷ 30 per calendar day.
- The first payout is possible from the firm's days to first payout; later payouts every days between payouts.
- A payout is the profit not yet withdrawn minus the buffer, limited to the cap per payout. It must reach the minimum payout. After the maximum number of payouts no more are counted.
- Funded consistency: we assume your best day in each payout window equals your best-day share × one month's profit. The payout waits until that best day is at most the consistency % of the profit made since the last payout.
- What reaches you = payout × profit split. Taxes, transfer fees, activation and monthly fees are not deducted.
- The split is read from the firm's published split text (shown next to it); tiered splits such as "100% of the first $10,000" use the first number, so change it if your case differs.
Frequently asked questions
How soon can I withdraw from a funded prop account?
It depends on the firm: some allow a first payout after a few winning days, others after 14, 21 or 30 days. Buffers, minimum payout amounts, payout caps and consistency rules can push the first real withdrawal further out. Pick a firm preset to see its published timing.
What is a payout cap?
A maximum amount per payout request, sometimes different for the first few payouts. Profit above the cap stays in the account until the next payout window.
Why does the consistency rule delay payouts?
With a funded consistency rule, your best day may only be a set share of the profit made since your last payout. If one big day dominates, you have to keep trading until the rest of the profit catches up.
Is the monthly profit realistic?
The tool does not predict profit. It answers "if I made this much per month, how much could I actually take out, and when?". Most traders do not reach a funded payout at all, so treat the result as a best case for your input.
These calculators use simplified, textbook versions of each rule and are not financial advice. Always read the firm’s own rules.
More: Payout rules by firm · Payout calculator · Payout cap · Payout rules and buffers